| SCORE RANGE |
DESCRIPTION |
| 1 |
Referred to the Ingo Risk Center for manual review. Indicates an asynchrounous webhook will be sent after review providing risk scoring assessment. Only applicable to clients which have opted into Ingo Risk Center review services. |
| 2 - 299 |
Discrete scores which indicate some degree of high risk / fraud. |
| 300 - 1000 |
Continuous scores that correlate to recommended hold times, with 1000 being best. |
| Field Name |
Type |
Description |
| clientData |
object, required |
See object definition below. |
| ingoCustomerId |
GUID, required |
Ingo assigned customer ID |
| ingoTransactionId |
GUID, required |
Ingo assigned transaction ID |
| checkType |
string, required |
Identified check type |
| checkMakerName |
string(50) |
can be null |
| ingoCheckAmountInCents |
int, required |
Check amount in cents. |
| transactionRiskScore |
int, required |
Primary Ingo assessed risk score. |
| transactionRiskEngineScore |
int, required |
Score will typically echo transactionRiskScore in most cases. Score may vary based upon client configurable scoring overrides. Score can be null. |
| requestId |
string(128) required |
|
| Field Name |
Type |
Description |
| clientId |
GUID, required |
Echo from request |
| transactionId |
string(50), required |
Echo from request |
| customerId |
string(50), required |
Echo from request |
{
"clientData": {
"clientId": "9f6ca047-7f0a-40a4-9685-6894f228d588",
"transactionId": "ef17e5bf-97e6-4a7a-bfb0-24faa09fe3ee",
"customerId": "4dc95598-bb5b-4eea-97e7-08bc94c6bcf4"
},
"ingoCustomerId": "30355728-d834-4feb-a7a4-2471e036cee5",
"ingoTransactionId": "af0fa81c-9110-4b6d-a0d6-8855f652bed5",
"checkType": "PersonalCheck",
"checkMakerName": "Regions",
"ingoCheckAmountInCents": 88419,
"transactionRiskScore": 900,
"transactionRiskEngineScore": 900,
"requestId": "3a9d273c-91f3-4580-96e6-b3ad19512e32"
}
{
"businessErrorCode": "BAD_CHECK_IMAGE",
"type": "https://httpstatuses.com/422",
"title": "Image Read Error",
"status": 422,
"detail": "We are unable to accurately read the provided check image",
"instance": "/transactions/score"
}